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A new bipartisan effort on Capitol Hill would change the way homes are appraised by putting energy costs and savings into standard mortgage underwriting equations.
Both agencies have begun fining lenders and insurers over the last several years.
The number of people under 40 paying $250 or more per month on student loans has tripled since 2005.
Some studies indicate that newly constructed homes with third-party certifications for sustainability and energy efficiency sold for more on average than noncertified home, and linger on the market for fewer days.
The Federal Housing Administration recently informed lenders that it would be flagging more loans as high risk, as part of an overall effort to tighten the manual underwriting process.
Federal Housing Administration (FHA) Commissioner Carol Galante announced Monday that the agency will be restructuring premiums for all FHA-insured single-family mortgage loans.
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