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Reasons include stagnant wages and slowing growth in emerging markets
A major stumbling block for potential borrowers, the MBA's chief executive David H. Stevens says, are "credit overlays."
Number crunch demonstrates how the share of new home sales has been off the norm for years.
Points presented aim to encourage lenders to reach more borrowers
The possible increase may boost home buying in the near future
The Washington Post reports that sales of existing homes shot up in July, but sales of newly built homes fell.
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