Mortgage rates may be on the rise, but after two years of heated competition and record price gains, home sales are slowing and sellers are beginning to drop their asking prices
With much less financial risk-taking and an increase in equity wealth, today's buyers and homeowners are much more prepared to handle a housing downturn than they were in 2008
Bank of America is offering zero down payment mortgages to first-time minority homebuyers in five U.S. cities, but in the event of a housing downturn, the program could burden more recipients than it benefits
Mortgage rates could fall to 4.5% in 2023, according to Fannie Mae's most recent housing forecast, but that doesn't mean buyers will benefit from holding off on home purchases
Adjustable-rate mortgages (ARMs) had a hand in the housing downturn that led to the Great Recession, but they won’t do as much damage this time around, experts say
As housing costs continue to surge and prospective buyers back out of home purchases, fears of a recession are mounting, and mortgage application activity is falling as a result
NAHB Policy Briefing: Now that the Inflation Reduction Act is law, home builders see a mix of benefits ... and drawbacks; mortgage rates rise while housing affordability sees further decline
Over the last four quarters, the share of new-home sales financed with conventional loans has climbed by 4.3 percentage points, while the Federal Housing Authority’s market share has dropped 6.2 percentage points
