The Home Building Lending Improvement Act of 2013 would discourage lenders from calling construction loans whose payments are current and establish regulatory guidelines to allow the banking industry to restore lending for viable home building projects.

PulteGroup, Inc., has announced it will relocate its headquarters to Atlanta in 2014 from its current location in Bloomfield Hills, Mich.

In looking ahead to 2013, we asked builders who placed in the middle of the pack in our survey about the lessons they learned from the downturn, and how they are applying that information to future opportunities.

For this issue Pat O’Toole, our venerable publisher, asked me to write about the best business models among those home builders in what is often termed the second tier of the industry, or those companies ranked in the top 25 to 100.

From what I gather in my dealings with builders and designers, our industry underutilizes spreadsheets.