Financing Adjustable-Rate Mortgages Grow in Popularity As housing costs remain elevated, more homebuyers are opting for an adjustable-rate mortgage in order to keep up-front payments low
Financing Residential Builders Face Challenging Lending Conditions Limited credit and rising rates have made it more difficult for builders to secure financing
Government + Policy State and City Governments Implement New Programs to Help Gen-Z Homebuyers High costs have made younger generations reconsider homeownership, but these programs aim to change that
Financing Homeowner Equity Grows Despite Mortgage Debt Outstanding mortgage debt hit an all-time high in June, but rising home prices outpaced that growth. The upshot: a new record high for mortgage holder equity
Financing New Low for Mortgage Rates Is Good News for Homebuyers But while low rates are a positive sign for prospective buyers, a drop in rates could also signal challenges in the larger US economy
Market Data + Trends As Home Prices Rise, US Homeowner Equity Reaches New High in Q2 2024 The largest quarterly equity increases were observed in Southern and Midwestern states, such as Kentucky and Illinois
Housing Markets These States Have the Highest Share of Assumable Mortgages As mortgage rates increase, homebuyers are looking for creative ways to purchase a home. Assumable mortgages could provide a way to do that
Financing Where Is the Mortgage Market Headed Next? An expert shares insights on current trends in the mortgage market
Financing Number of Mortgage Loans in Forbearance Increases in June This is the first time we've seen an increase since October 2022
Affordability Housing Market Could Improve as Down Payment Assistance Programs Become More Widely Available There has been an 11% increase in the number of down payment assistance programs year-over-year, allowing more people to purchase homes
