Financing What's It Take to Qualify for a Mortgage in the Largest US Metros? The minimum income needed to qualify for a typical mortgage on a median-priced home has risen higher than ever
Financing How Much Does It Cost to Afford a Home in the Most Expensive US Cities? Buyers now need more income to purchase a home, particularly in these metros
Financing Mortgage Delinquencies Up in September, Foreclosures Dip While reporting shows an increase in early-stage delinquencies and seriously overdue loans, active foreclosures saw a decline
Housing Markets Down Payment Diversity: How Much Homebuyers Are Putting Down Across the US See which metro areas have buyers making the largest—or smallest—down payments for a home
Market Data + Trends Could High Mortgage Rates Cause Home Prices to Drop in 2024? Predicting the effects of rising mortgage rates on U.S. home prices in 2024
Housing Policy + Finance FHA Eases Mortgage Qualifications by Allowing Rental Income From ADUs The Federal Housing Administration now allows buyers to include rental income from accessory dwelling units in their mortgage applications
Financing Adjustable-Rate Mortgages Surge as Fixed Mortgage Rates Peak Homebuyers are turning to adjustable-rate mortgages as the average rate on the 30-year fixed mortgage reaches a two-decade high
Market Data + Trends How Are Buyers and Sellers Feeling About the Housing Market? Housing market sentiment is taking a turn amid rising mortgage rates and persistently high prices
Financing Mortgage Demand Falls to Lowest Level Since 1996 Soaring mortgage rates are leading to a sharp drop in purchase applications
Market Data + Trends Homebuyer Preferences Shift Amid Economic Changes Buyer demand remains strong despite market headwinds, according to new data from the National Association of Realtors
